STEP 1 — Create your PayFast merchant account
- Go to payfast.co.za and click "Sign Up"
- Choose "Individual" if registering personally, or "Business" if you have a registered company
- You will need:
- Your SA ID number (for individual) or company registration number (for business)
- Your school's bank account details
- A valid email address and phone number
- Verification takes 1–2 business days after submitting
STEP 2 — Find your Merchant ID and Merchant Key
- Log in to your PayFast dashboard at payfast.co.za
- Your Merchant ID (8 digits) and Merchant Key appear on your main dashboard
- You can also find them under: Settings → Developer Settings → API Credentials
- Copy them exactly — no spaces before or after
STEP 3 — Set your Passphrase (recommended)
- In PayFast dashboard, go to Settings → Security
- Click "Add Passphrase" or "Edit Passphrase"
- Create a passphrase using only: letters, numbers, and these characters:
- _ /
- Write it down somewhere safe
- If you don't set a passphrase, leave the field empty below
STEP 4 — Enter your credentials below
- Paste your Merchant ID, Merchant Key, and Passphrase into the fields below
- These ensure parent payments go directly to your school's bank account — Ourel never touches the money
⚠️ Important: Keep your PayFast credentials private. Never share them with anyone outside your school.
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Don't have PayFast yet? That's okay — you can still register your school and add PayFast credentials later by contacting
hello@ourel.co.za